Verdeshell CRM
Loan management software for lenders and NBFCs
Verdeshell CRM tracks loans from application to closure — EMI schedules, disbursements, payments, collections, collateral and guarantors.
What’s included
- Loan applications and approval
- Automatic EMI schedules
- Disbursements
- Payments by UPI, cheque and more
- Collections tracking
- Collateral and guarantors
How it works
- 1
Apply
Create the borrower and loan; the form previews the EMI.
- 2
Approve
Move it from applied, through review, to approved.
- 3
Disburse
On disbursal the EMI schedule is built automatically.
- 4
Collect
Mark EMIs paid and follow up overdue cases.
What you can do
- Personal, home, business, auto, education and gold loans
- Reducing-balance EMI schedules
- Partial payments update the outstanding
- Collections stages up to legal
- Collateral marked as verified
- Dashboards for loan mix and collections
Who it’s for
- NBFCs and small lenders
- Gold and vehicle loan businesses
- Credit societies
Good to know
- Reducing-balance method only
- Late fees are entered by hand
- Not on the mobile app yet
Questions
How is the EMI schedule calculated?
On the reducing-balance method, with principal and interest for each month and an adjusted last instalment.
Can it track collections?
Yes. Cases move through pending, contacted, promised to pay, escalated and legal, with follow-up dates.
Which payment methods are supported?
Cash, cheque, online transfer, UPI, card and auto-debit.
Does it charge late fees automatically?
No. Late fees are entered by hand for now.